Every day as a homeowner, you are exposed to the potential for financial loss resulting from fire, harsh elements, theft and destruction... you may even be held responsible if your guests harm themselves on your property. Additonally, you can be held liable for the actions of your live-in family members.

A BMIC Homeowners Policy can provide the level of protection that will allow you and your family to sleep well at night. Policy Coverages include:

Property Coverages

  • Your home
  • Other buildings on your property
  • Your personal property
  • Loss of use coverage of your property

Liability Coverages

  • Medical payments to guests who are injured accidentally while on your property
  • Comprehensive personal liability when you become legally liable for accidental injuries to visitors on your property

Optional Coverages
Ask your BMIC agent about other optional coverages you can add to your policy:

  • Business in the Home Endorsement
  • Replacement Cost
  • Water Back-Up
  • Special Contents
  • Personal Cyber Protection
  • Scheduling of Personal Property Items
  • Watercraft Coverage

Equipment Breakdown Coverage
Equipment breakdown covers equipment accidents subject to unique hazards. We can protect air conditioning, telecommunications, mechanical equipment, and other electrical systems. Click here to see how Equipment Breakdown coverage will protect you.

For a competitive quote, contact a Brethren Mutual independent agent.

Contact Us

Brethren Mutual's Policyholder
Services Department

(800) 621-4264
Email: Policyholder Services

Mailing Address
149 North Edgewood Drive
Hagerstown, MD  21740
Driving Directions
Office Hours