Personal

Homeowner Elite

Brethren Mutual's Elite Policy provides distinct coverage advantages over the basic Homeowner policy. Take a look at some of the enhancements:

  • Personal Property Coverage Limit is increased from 50 percent to 70 percent of the Coverage A (Dwelling) limit.
  • Personal Property is covered for Risk of Direct Physical Loss.
  • Automatic Water and Sewer Back-up Coverage
  • Earth Movement Coverage for Contents
  • Personal Liability Coverage for Business Pursuits of Minors, such as babysitting, lawn care and caddying.
  • Increased Watercraft Limit
  • Increased Trailer Limit
  • Theft Coverage for Jewelry, Watches, Furns, Precious and Semi-precious Stones
  • Theft of Firearms and Related Equipment
  • Theft of Silverware
  • Increased Limit for "Business" Property
  • Identity Fraud Expense Coverage
  • Refrigerated Products Coverage

The Homeowner Elite also automatically provides Personal Property Replacement Cost Coverage. You can repair or replace stolen or damaged personal property new for old without taking into account depreciation.

For a competitive quote, contact a Brethren Mutual independent agent.

Contact Us

Brethren Mutual's Policyholder
Services Department

(800) 621-4264
Email: Policyholder Services

Mailing Address
149 North Edgewood Drive
Hagerstown, MD  21740
Driving Directions
Office Hours