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For more than 100 years, Brethren Mutual has provided insurance protection for farmers. In fact, we introduced Maryland's very first Farmowner Package Policy in 1960. Despite a national decrease in the number of active farms, we remain sensitive to farmers' needs and have chosen to not only maintain this product, but to also strengthen it to meet the changing agricultural environment.

Our commitment to the farm market stems from our historical foundation and our appreciation for the work ethic associated with farming. From pleasure farms to dairy, crop, and poultry farms, to large orchard operations, we are the leading farm insurer in the state of Maryland. We also offer this coverage in Pennsylvania, Virginia, and Delaware.

BMIC offers three levels of farm coverage so that you may select the policy best suited for your needs. In addition to property coverage, BMIC's Farm Package Policy also includes liability and medical payments coverages. Brethren Mutual also adds Farm Equipment Breakdown Coverage to all of its Farm policies to protect equipment against mechanical or electrical breakdown.

At an affordable cost, Brethren Mutual also offers its farmers the opportunity to purchase the Farm Plus Endorsement which enhances the Farm Package Policy coverage and protection. For example, Brethren's Farm Plus Endorsement provides Full Replacement Cost on Dwelling...up to 125%, $1,000 limit on Embryos, $25,000 limit on Farm Cyber Liability, $10,000 on Business Personal Property on Premise, $2,500 in Refrigerated Products...and more.

Ask your BMIC independent agent for additional details about BMIC's Basic, Standard and Special Farm forms and additional coverages available to tailor your farm coverage.

To learn more about Brethren Mutual's Farm product, click here to download a copy of our Farm brochure.

Contact Us

Brethren Mutual's Policyholder
Services Department

(800) 621-4264
Email: Policyholder Services

Mailing Address
149 North Edgewood Drive
Hagerstown, MD  21740
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Office Hours